This is a list of all the banks incorporated in Romania as of 9 December 2023[update] .[ 1] [ 2]
Banks incorporated in Romania
Universal banks (foreign-owned banks)
Universal banks (domestically-owned banks)
Romanian branches of international banks
Universal banks
Corporate banks
List of systemic banks
As of 2024, the National Committee of Macroprudential Oversight of Romania has identified 9 locally-incorporated banks as systematically important and thus have to meet more stringent requirements:[ 10]
Market share of banks
The market share of banks in terms of assets (above 1%):[ 11] [ 12] [ 13] [ 14] [ 15]
Bank
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
1
Banca Transilvania
20.15%
19.11%
19.55%
18.46%
17.72%
16.48%[a]
13.87%
13.15%
12.60%[b]
9.80%
8.90%
2
Banca Comercială Română
13.44%
13.95%
13.93%
14.20%
14.43%
15.05%
15.83%
16.28%
15.80%
16.20%
17.50%
3
CEC Bank
10.41%
8.83%
7.92%
7.37%
6.64%
6.50%
7.41%
7.16%
7.30%
7.70%
7.40%
4
BRD – Groupe Société Générale
10.13%
10.20%
10.48%
11.01%
11.28%
11.99%
12.50%
12.87%
13.00%
12.40%
13.00%
5
ING Bank
8.93%
9.00%
9.27%
9.55%
9.01%
8.51%
7.87%
7.08%
6.30%
5.10%
5.00%
6
Raiffeisen Bank
8.73%
8.85%
9.25%
9.16%
8.66%
8.88%
8.44%
8.49%
8.40%
7.90%
7.30%[d]
7
UniCredit Bank
8.43%
8.62%
7.84%
8.11%
8.99%
9.21%
8.78%
8.30%
8.10%[c]
7.90%
7.60%
8
Exim Banca Românească
3.29%
3.28%
2.30%
2.11%[i]
1.57%
1.60%
1.30%
1.09%
1.00%
1.10%
1.10%
9
Alpha Bank
2.93%
3.01%
2.92%
3.20%
3.60%
3.76%
3.66%
3.74%
4.00%
4.60%
4.50%
10
OTP Bank
2.46%
2.84%
2.89%
2.65%
2.68%
2.45%
2.14%
2.09%
2.30%[e]
1.30%
1.30%
11
Garanti BBVA
1.90%
1.91%
1.78%
1.91%
2.19%
2.27%
2.33%
2.28%
2.50%
2.20%
2.00%
12
Citibank [f]
1.77%
2.05%
1.91%
1.98%
2.06%
1.78%
1.57%
1.73%
2.30%
2.40%
1.80%
13
Libra Internet Bank
1.39%
1.39%
1.50%
1.31%
1.32%
1.21%
1.08%
0.86%
0.60%
0.50%
0.30%
14
Vista Bank
1.18%
1.16%[i]
15
First Bank [g]
1.04%
1.10%
1.09%
1.31%
1.30%
1.50%
1.51%
1.67%
1.90%
2.50%
2.50%
16
Intesa Sanpaolo
0.92%
1.09%
1.09%
1.15%
1.33%
1.26%
1.05%[h]
1.04%
1.10%
1.20%
1.40%
Notes
a Banca Transilvania acquired Bancpost in 2018 from Eurobank .
b Banca Transilvania acquired Volksbank Group 's Romanian subsidiary in 2015.
c UniCredit Bank acquired Royal Bank of Scotland 's Romanian subsidiary in 2015.
d Raiffeisen Bank acquired Citibank 's retail banking operations in 2013.
e OTP Bank acquired Millennium BCP 's Romanian subsidiary in 2015.
f Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market.
g First Bank was known as Piraeus Bank until 2018, when the Piraeus Bank Group left the Romanian market and sold its subsidiary to J.C. Flowers & Co.
h Intesa Sanpaolo acquired Veneto Banca , including its Romanian subsidiary, in 2017.
i EximBank acquired Banca Românească , a subsidiary of National Bank of Greece , in 2020 and completed the merger in 2022.
j Vista Bank acquired Credit Agricole 's Romanian subsidiary in 2021.
Discontinued operations
Bank
Licence withdrawn
Fate
Date
Credit Bank
18 April 1997
Bankruptcy
9 November 2000
Albina Bank
13 May 1999
Bankruptcy
25 May 1999
Bancorex
31 July 1999
Merged with Banca Comercială Română
30 July 1999
Bankcoop
8 February 2000
Bankruptcy
8 February 2000
Columna Bank
22 June 2000
Bankruptcy
18 March 2003
International Religion Bank
10 July 2000
Bankruptcy
10 July 2000
Discount Romanian Bank
28 February 2002
Bankruptcy
19 April 2002
Investment and Development Bank
29 March 2002
Dissolved
11 March 2002
Turkish-Romanian Bank
30 April 2002
Bankruptcy
3 July 2002
HVB Bank
Merged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank
31 August 2006
Banca di Roma
The group, including its Romanian branch, merged with Unicredit
12 June 2008
Anglo-Romanian Bank
Merged with Erste Group and BCR
1 July 2011
Banca CR Firenze
The group, including its Romanian subsidiary, merged with Intesa Sanpaolo .
1 October 2012
The Royal Bank of Scotland
Sold retail and corporate portfolio to Unicredit Bank and closed.
August 2015
Millenium Bank
1 November 2015
Merged with OTP Bank
31 October 2015
Volksbank Group (Romanian subsidiary)
1 January 2016
Merged with Banca Transilvania
31 December 2015
Banca Comercială Carpatica
2 May 2017
Merged with Patria Bank
3 May 2017
Veneto Banca
8 June 2018
The group, including its Romanian branch, merged with Intesa Sanpaolo .
27 June 2017
Piraeus Bank
The Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co. , whom later changed the bank's name to First Bank on 30 October 2018.
28 June 2018
Bancpost
1 January 2019
The Romanian subsidiary of Eurobank Ergasias merged with Banca Transilvania .
31 December 2018
Bank of Cyprus
1 January 2019
Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018.
31 December 2018
National Bank of Greece
The Romanian subsidiary of National Bank of Greece, Banca Românească , was acquired by the Romanian state-owned corporate bank EximBank .
23 January 2020
Bank Leumi
30 April 2020
Bank Leumi's Romanian subsidiary merged with First Bank .
31 April 2020
Crédit Agricole
30 September 2022
Crédit Agricole's Romanian subsidiary merged with Vista Bank.
1 October 2022
Banca Românească
10 May 2023
Merged with EximBank as Exim Banca Românească .
31 December 2022
First Bank
Merged with Intesa Sanpaolo .
31 May 2024
OTP Bank
The Romanian subsidiary of OTP Bank merged with Banca Transilvania .
30 July 2024
References
Sovereign states States with limited recognition Dependencies and other entities