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Loss runA loss run is a document that records the history of claims made against a commercial insurance policy. It is analogous to a credit report. A loss run report will include information including the date of the claim, the amount paid, and a description of the event. Generally, a loss run will record 5 years of history.[1] Because of the importance of loss run reports in underwriting commercial insurance accounts, most American states have laws requiring insurance providers to make these reports available on request.[2][3] A loss run can, in principle, also be used to notify an insurer of a claim, although this has been disputed.[4] References
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